Credit and Collection Officer
Lendha
Lagos, Lagos, Nigeria
3d ago
Job Description

The Credit and Collection Officer is responsible for processing the loans, monitoring the loan portfolio and developing the Lendha clientele.

He/she will also be responsible for developing the savings and deposits portfolio for the target groups. 

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits.
  • Meet with loan applicants to identify their needs and collect information for loan applications.
  • Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
  • Conduct credit checks on clients
  • Confirm status (Physical state, valuation etc.) of asset/properties used as collateral by customers.
  • Analyse active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Submit loan applications in a timely manner.
  • Ensure all approved loan are disbursed timely.
  • Loan Repayment Follow Up
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

 


    Qualifications

    Requirements

    • Marketing experience
    • MFB experience wouldbe an advantage
    • Preferably located on the Mainland
    • Candidate should be willing to resume immediately.


    Additional Information

    Benefits and Perks

    • Coaching opportunities and learning Financial Technology from the best
    • Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
    • Flexible working hours and offsite work arrangements.
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