Seedstars is a global organization with headquarter in Switzerland and a presence in 70+ emerging markets. We are on a mission to impact people’s lives in emerging markets through technology and entrepreneurship.
Our initiatives are focused on connecting stakeholders within these ecosystems, building tech companies from scratch and investing in the top entrepreneurs.
Lendigo Nigeria is a high growth portfolio company of Seedstars, focusing on SME lending in all areas. Our vision is to become the leading champion in SME lending for the common man in Nigeria while developing revolutionary fin-tech products that will change the whole conservative lending industry.
Being a part of this ambitious project is what drives us every day and makes us achieve the best results for our clients and reach our ambitious goals for 2019.
About the job
The role of the Business Development Manager (BDM), Digital Payment Finance is to acquire and retain brick and mortar SME clients that have sizeable digital sales (POS, Mobile, egateway) and are suitable for SME Lending.
The key focus would be to acquire payment processors, merchant aggregators, Super Agents and Payment Solution Providers that have a vast array of retail and serviced base clientele list in sectors such as Pharmacies / Drug Stores, Restaurants, Supermarkets, Fashion, Electronic stores, etc.
The BDM, Digital Payment Finance is also expected to have an oversight of the overall business segment in relation to client risk assessment, loan origination and monitoring, relationship management, retail business processes, marketing strategy, and customer service management.
The BDM, Digital Payment Finance would have oversight of retail-based customer acquisition and management
He / She needs to build and have an excellent working relationship with major Merchant Aggregators and POS processors / providers.
Initiate the Credit Assessment process and ensure disbursement is done within agreed timelines
Loan Monitoring and Vendor SLA Management
Have oversight of the Business Development Officers / Associates functions. Overall responsibilities include executing disbursement targets and KYC checks
Collaborating with internal team members (Underwriting, Collections and Customer service) to continuously improve the process and create satisfied customers
Handle other duties and responsibilities as defined by management
Your profile :
At least 4 - 8 years of working experience in the Fintech, Payment Service Provider and Banking (E-banking / Transaction Banking) Industry
Existing relationships with payment service providers, card payments issuer or / and retail outlets is preferred
Deep understanding of value chain and SME financing
Proven track record of personal, academic and professional achievement
High degree of comfort with analytics, numbers and the capability to draw decisions based on both data and intuition
Ability to work in an independent, structured and goal-oriented manner
Ability to adapt to new challenges in a dynamic and fast-paced environment while managing multiple projects
Ability to prioritize deliverables and meet demanding deadlines
Proficiency in Excel and PowerPoint a must
Fluency in English
Benefits and perks :
Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
Competitive base salary and KPI incentive scheme
Full medical coverage
Fresh fruit, cereal, and amazing Nescafe coffee
Regular get-togethers like team events, summer barbeques, and Oktoberfest
Flexible working hours, sports groups and many other benefits