Who we are
Lendigo (.lendigo.ng) is a Fin-Tech company, based in Lagos Nigeria. Lendigo focus is to change the way African SME's access working capital via three core product offerings :
1. Digital Payment Finance (POS & E-payment Lending)
2. Merchant Finance (eCommerce)
3. General Trade Finance
Lendigo provides quick and easy access to short term financing without collateral for SMEs in order to solve their current cash flow problems.
Lumpy cash flow and long payment cycles put a strain on a small business's working capital. Lendigo's quick and easy solution enables SMEs to cash in their invoices within 48 hours.
Lendigo is backed by Seedstars, a Swiss-based venture capital firm
Why work at Lendigo ?
We have a successful business model that'™s scaling rapidly
Be part of a small and ambitious team - we're always learning, and continuously improving
You'll enjoy our high integrity and customer centric approach to SME business lending
You'll thrive in our result-driven culture and be positioned to create tremendous impact
You'll work with talented teammates who know how to have fun while delivering for our customers
Analyze various risk elements of our clients under the assigned industry sectors / products
Collaborate with Management Team on continuously updating the automated credit scoring model using modern credit risk management methodologies
Oversee the maintenance of credit quality and provide feedback
Ensure consistent and complete credit applications
Monitor and supervise the status of problem loans
Evaluate clients for creditworthiness based on our credit compliance policy
Weed out fraudulent applications, and unreliable applicants, profile for adverse credit
Set up new and innovative underwriting models and workflows
Manage compliance with internal policies, workflow procedures, regulations, etc
Managing key relationships with internal stakeholders in order to maintain a strategic view of the business and risks, issues and dependencies
Other credit related work / projects as assigned
Minimum Bachelor's degree with an emphasis in Finance, Economics, Accounting, Mathematics, or related quantitative field.
MA or MSc degree a plus.
Minimum 5+ years working experience within the financial sector (capital markets, commercial banking, accounting, tax, etc.
within a credit function
Excellent analytical and problem-solving skills, quantitative approach to understanding problems in finance and attention to detail
Ability to think strategically and manage multiple and conflicting tasks and work schedules within job function and for the wider organization
Previous experience in the SME area with credit risk, collections, or compliance is a plus as is commercial business acumen
Dependable, positive and detail-oriented with excellent follow-through skills
Have a desire to help small businesses
A team player, a quick thinker and a fast learner
Superior verbal and written communication skills in English
Excited about growing your career within a rapidly growing company
Benefits and perks
Exposure to cultures and ecosystems from over 80 countries within Seedstars ecosystem
Build your network in emerging markets of tech entrepreneurs and investors
Join a young, passionate, hungry and growing team of entrepreneurs and facilitators
Bootstrap salary (open compensation model available based on experience, location, seniority, etc...).
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
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