Job Background and Context
Part of the ICG Regional Credit Risk team supporting Nigeria and West & Central Africa
Global and local regulatory requirements relating to Credit Risk
Responsibility for regulation interpretation and assessment, and recommendations to ensure compliance with regulatory requirements impacting Credit Risk
Supports activities relating to regulatory processes impacting Credit Risk (e.g. ICAAP)
Active engagement with Business and Control functions to deliver on the above
In close cooperation with the Country Risk Manager and as part of the ICG Regional Credit Risk team, responsibilities include :
Evaluate local regulatory matters (policies, laws, and regulatory and supervisory requirements in relation to Citi’s Credit Risk activities ) ( Local Credit Risk Regulation ) in the countries, and how these are to be complied with through either Citi global, regional or local credit risk policies, standards and / or processes ( the Credit Risk Policies and Procedures )
Development, drafting and recommendation of local Credit Risk Policies and Procedures to comply with Local Credit Risk Regulation in the absence or limitation of Citi policies, standards and / or processes
Develops working knowledge of industry practices and standards in order to support understanding of the above activities
Assist with regulatory inquiries and / or examinations impacting Credit Risk
Support in activities impacting regulatory requirement and Credit Risk, for example, Internal Capital Adequacy Assessment Plan ( ICAAP ), IFRS9 activities, BCBS239, other Basel related activities
Collaborate with other internal areas, including Finance, Compliance, Legal, Business Management, in the fulfilment of the above activities
Coordinates and provides training to business units and functions on Credit Risk Regulation (Global and Local) and the Credit Risk Policies and Procedures, and other regulatory matters relating to Credit Risk
Opportunity to obtain global and domestic regulatory credit risk exposure and experience
Exposure to different functional disciplines which interact with Credit Risk in these activities
Experience in working with multicultural teams across different geographies
Part of a motivated and high performing team that is responsible for delivering critical credit risk regulatory compliance
Opportunity for career advancement and mobility in a merit-driven environment
Knowledge and Experience
Knowledge and experience in corporate banking and related products and functions
Experience in managing financial regulatory, franchise and governance matters. Knowledge of Local Credit Risk Regulation will be an advantage
Knowledge of Citi Credit Risk policies or ability to quickly develop a working knowledge thereof
Good understanding of accounting, product and finance principles will be an advantage
Skills & Competencies
Excellent written and verbal communication skills
Excellent attention to detail
Strong interpersonal skills with the ability to navigate a complex organization and work collaboratively and with people at all levels of the organization, including regional and global partners
Strong decision-making and influencing abilities
Excellent planning, project management and organizational skills and capability to handle multiple projects at one time
Must be able to set priorities and work under pressure
Ability to deal with ambiguity
Ability to function independently
High proficiency in MS Office applications (Excel, Word, PowerPoint)
At least 8 years of experience in Banking Credit Risk, Compliance, or other control-related function in a financial services firm, regulatory organization, or consulting firm, with a focus on Banking governance
Bachelor’s degree in Finance, Risk Management, Governance, Regulatory Law or relevant disciplines
A postgraduate degree or relevant professional qualification will be an advantage
Fluent English and French (read, write and speak)
Grade : All Job Level - All Job FunctionsAll Job Level - All Job Functions - NG
Time Type :
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