Loan Officer/Loan Manager
Corestep Microfinance Bank
lagos, NG
2d ago
source : Mrjobsnaija

Corestep Microfinance Bank's job vacancy, Career and Recruitment

Job title : Loan Officer / Loan Manager jobs in Lagos Job Location : Lagos Deadline : July 04, 2022

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  • RESPONSIBILITIES

  • Creating and Managing owned Loan portfolio
  • Conducting direct promotion and / or other marketing activities on regular basis
  • Screening prospect's eligibility, opening loan applications and arranging appointments with clients
  • Conducting loan analyses by visiting the business and household of clients, visiting the business / employer of guarantors and preparing a complete loan assessment according to the established credit procedures
  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
  • Arranging the disbursement in collaboration with Back Office and client
  • Ensuring punctual repayments by monitoring loans with the loan management software and core application, contacting and visiting all parties based on needs basis to identify potential problems and proffer feasible solutions
  • Ensuring high quality standards of the credit portfolio and adequately managing potential PAR
  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his / her personal goals with company's goals.
  • PROFILE

  • Candidate must have experience working with a Finance house
  • Minimum educational qualification of B.Sc. / HND
  • Minimum of 3 years' experience working with a top tier finance house, Microfinance bank or Commercial bank with demonstrable evidence of consistently exceeding performance targets
  • Basic knowledge of financial mathematics & Accounting
  • Excellent communication and interpersonal skills
  • Basic computer skills and mobile Application
  • Detailed and target oriented
  • Good team spirit
  • Self-motivated and industrious individuals who like to work outdoor
  • Excellent analytical skills
  • Ability to disburse small and medium sized loans to
  • BUSINESSES, SALARY EARNERS, INDIVIDUALS etc.

  • Sales / Retail / Business Development jobs in Nigeria *Sales / Retail / Business Development jobs in Lagos *Loan Officer / Loan Manager in Lagos
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