Minimum Education : First degree in law or any field plus additional qualification in business related discipline.
Minimum experience : 2 3 years banking experience.
KEY COMPETENCY REQUIREMENTS
Bank’s Products dynamics & offerings
Banking structure, policies and procedures
Banking industry knowledge and trend
Basic Financial planning and analysis
Use of banking application
Core Business Processes
Data Gathering and Analysis
Extensive knowledge of First Bank’s services / products
Basic Credit knowledge.
REVIEW OF ADVICE OF CREDIT CONDITIONS FORM (3800B) AND ISSUANCE OF OFFER LETTER
Review credit approval / credit decisions (F3800B) and sign-off N500million and below with Credit Analyst together with terms / conditions and transaction dynamics (if any).
Review and confirm that approvals are in line with the Bank’s credit policies and regulatory provisions.
Generate Offer Letters for all approved credits from Credit Analysis and Processing Unit (Head Office approvals)
Receive / maintain accurate record of Credit Approval Memorandum (CAMs) from CAP, RMD, CAM and Credit Secretariat.
Creation of credit files for the Bank’s customers (both physical and electronic)
Ensure that customers’ credit file (both electronic and physical copies) are up to date
Render management reports as required