Loan Officer At Workforce Group Lagos
Workforce Group
Abuja
5d ago
source : BetaJob

Job Details

Job Title : Loan Officer

Job Responsibilities

  • Evaluates loan applications and documentation by confirming credit worthiness
  • Sales of retail products and services to potential customers by making proactive sales effort
  • Improves loan applications and documentation by informing applicant of additional requirements.
  • Rejects loans by explaining deficiencies to applicants.
  • Analyzes the financial viability of clients who seek to acquire loans for homes and businesses.
  • Conducts preliminary interviews with loan applicants.
  • Gives recommendations to clients on the type of lending program they should avail including term and payment schedule.
  • Reviews all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
  • Approves or disapproves loan applications based on merit and level of financial viability.
  • Meets with clients who have difficulty in keeping up with the loan amortization schedule and adopts a proactive position in arriving in win / win solutions.
  • Helps customers by answering questions; responding to requests.
  • Maintains customer confidence by keeping loan information confidential.
  • Accomplishes bank mission by completing related results as needed.
  • Requirements

  • HND, B.Sc. in any field
  • Must not be more than 32 years old
  • Must have a flair for Sales / Marketing
  • Good spoken and written English
  • Very smart and articulate.
  • Remuneration

  • Attractive salary HMO, Pension, 13th month and Leave Bonus.
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