Loan Officer- Michael Stevens Consulting
Michael Stevens Consulting
Port Harcourt
4d ago
source : BetaJob

Job Details

Location : Port Harcourt, Rivers

Employment Type : Full-time

Job Brief

  • We are looking for a Loan Officer on to behalf of our client to evaluate, authorize approval or deny loan applications for people or for business.
  • You will act as liaison between customers and the Company and help qualified applicants acquire loans in a timely manner.

    Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals / rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout theunderwriting process
  • ╬čperate in compliance with laws and regulations and adhere to lending compliance guidelines.
  • Requirements

  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications / software
  • Solid understanding of direct / indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in Finance, Economics or a related field
  • 2 years Experience.
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