Location : Lagos
Employment Type : Full-time
Conducts detailed portfolio analysis and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
Analyses transactional risk measures including default, correlations and stress losses to enhance concentration risk views.
Analyses and monitors the company’s lease portfolio.
Periodically perform default / principal at risk assessment, measuring the impact of guarantors / collaterals and impact of group loan on risk exposure.
Monitors compliance to credit and risk policies of the company.
Prepares report on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
Mitigate credit risk exposure related to portfolio management activities.
Prepare report on probability of default using available data.
Propose evolutions in the policy, process, collaterals etc. related to the risk identified.
Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
Candidates should possess a Bachelor's degree with 4 - 5 years work experience.