Loan Recovery Officer
Alert Microfinance bank
Lagos, Nigeria
5d ago

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  • Devise customized recovery strategy on a case by case basis, reducing the non-performing loans owed by customers
  • Minimizing customer response times by issuing reminder notices and customer statements and monitoring collection of debts in a timely manner
  • Negotiating with clients on arrangements regarding payments and making recommendations to management to ensure departmental guidelines in relation to installment agreements and the processing of monies received are adhered to
  • Contribute to the achievement of team and organizational objectives
  • Visit delinquent customers for recovery of loans, agree debt recovery plans and follow up as appropriate
  • Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recover ability
  • Establish repayment schedules, monitoring repayment of debts, and adherence by debtors to installment schedules.
  • Key Requirements

  • A minimum of B.Sc / HND in Accounting, Banking & Finance, Economics, Statistics and other related field
  • Minimum of 3 / 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience
  • Good knowledge of Lagos Island and Mainland
  • Ability to recover loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default
  • Skills :

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  • Enthusiastic and highly focus
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.
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