Business Development Officer At Workforce Group Lagos
Workforce Group
Lagos
5d ago
source : BetaJob

Job Details

Job Title : Business Development Officer

Job Summary

  • The Business Development Officer will be responsible in analyzing sales leads, pitching to new and existing clients and identifying potential sales opportunities.
  • Key Responsibilities

  • Evaluates loan applications and documentation by confirming credit worthiness.
  • Sales of retail products and services to potential customers by making proactive sales effort
  • Improves loan applications and documentation by informing applicant of additional requirements.
  • Rejects loans by explaining deficiencies to applicants.
  • Analyzes the financial viability of clients who seek to acquire loans for homes and businesses.
  • Conducted preliminary interviews with loan applicants.
  • Gives recommendations to clients on the type of lending program they should avail including term and payment schedule.
  • Reviews all loan documents and agreements to make sure these are all complete, valid and in accordance with the bank’s guidelines.
  • Approves or disapproves loan applications based on merit and level of financial viability.
  • Meets with clients who have difficulty in keeping up with the loan amortization schedule and adopts a proactive position in arriving in win / win solutions.
  • Maintains customer confidence by keeping loan information confidential.
  • Accomplishes bank mission by completing related results as needed.
  • Analyze current customer base, including portfolios and rolodexes, to identify potential sales opportunities
  • Build strong relationships with customers, outside business contacts, and company stakeholders.
  • Negotiate timelines and budgets
  • Develop and test unique business strategies and concepts
  • Collaborate with colleagues and peers on the sales, marketing, and product development teams to improve overall customer experience and satisfaction
  • Stay up to date on company best practices, policies, products, pricing, and promotions
  • Job Requirements

  • B.Sc in any relevant discipline.
  • 2-4 year’s sales / business development experience in a financial services industry, (Micro finance, commercial banks, Insurance companies etc.
  • Good communication and presentation skills
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