Credit Risk Senior Analyst, AVP / VP
Citibank Nigeria Limited (CNL)
Lagos
2d ago
source : BetaJob

Job Details

Job Req ID : 21295632

Location : Lagos

Job Category : Risk Management

Job Description / Responsibilities

Collaborating with the Business Heads, as necessary, on an ongoing basis on credit and process related issues.

Providing training support to junior analysts / RM’s.

Participate in the formulation and implementation of the country’s business and risk strategy.

Co-ordinating the annual ICAAP process with Finance, for the countries that have cut-over to ICAAP in the cluster.

Timely and good quality initial, interim and annual credit reviews which comply with institutional and regulatory guidelines.

Acting as the anchor resource in the preparation of adhoc reports as required by external seniors and other global reporting units.

  • Analysis of complex transactions, customers and industries including FIs, syndications, acquisitions and other Corporate Finance / Treasury initiatives;
  • giving knowledgeable policy guidance on same.

    Conducting industry credit reviews (ICRs) and Target Market studies

    Obtaining the required credit approvals and ensuring approvals are current

    Early problem recognition, monitoring identified risk triggers and raising credit red flags

    Ensuring the implementation of agreed action steps identified to address credit issues (including issues raised by credit reviewers, Internal Audit, regulators etc)

    Maintaining customer inter-face and developing industry contacts; regular credit calls on customers

    Monitoring events in the local and global environment; understanding of impact on bank’s credit assets

    Undertake special tasks assigned by CRM

    Prepare stress tests and rapid portfolio reviews.

    Acting as the back-up to the Country Risk Manager in providing coverage for Nigeria & West Africa with respect to credit reviews cum approvals.

    Coordinate risk trainings of the junior analysts and relationship managers on an ongoing basis.

    Knowledge / Experience

    Master's Degree or Professional qualification.

    Basic training in business accounting and finance

    Attendance of Basic Credit and Intermediate Credit

    Knowledge of institutional and regulatory credit policies

    Industry Knowledge

    Product Knowledge (including Cash Management, Trade, Treasury & Corporate Finance)

    15 years banking experience.

    Skills :

    Numerate; strong analytical skills

    Strong computer skills

    People Management Skills

    Good industry contacts

    Leadership

    Strong Industry and Markets Knowledge

    Product Knowledge , including but not limited to Cash Management, Trade Finance, Treasury / Derivatives and Corporate Finance.

    Professional accounting certification is an added advantage.

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