Job Req ID : 21295632
Location : Lagos
Job Category : Risk Management
Job Description / Responsibilities
Collaborating with the Business Heads, as necessary, on an ongoing basis on credit and process related issues.
Providing training support to junior analysts / RM’s.
Participate in the formulation and implementation of the country’s business and risk strategy.
Co-ordinating the annual ICAAP process with Finance, for the countries that have cut-over to ICAAP in the cluster.
Timely and good quality initial, interim and annual credit reviews which comply with institutional and regulatory guidelines.
Acting as the anchor resource in the preparation of adhoc reports as required by external seniors and other global reporting units.
giving knowledgeable policy guidance on same.
Conducting industry credit reviews (ICRs) and Target Market studies
Obtaining the required credit approvals and ensuring approvals are current
Early problem recognition, monitoring identified risk triggers and raising credit red flags
Ensuring the implementation of agreed action steps identified to address credit issues (including issues raised by credit reviewers, Internal Audit, regulators etc)
Maintaining customer inter-face and developing industry contacts; regular credit calls on customers
Monitoring events in the local and global environment; understanding of impact on bank’s credit assets
Undertake special tasks assigned by CRM
Prepare stress tests and rapid portfolio reviews.
Acting as the back-up to the Country Risk Manager in providing coverage for Nigeria & West Africa with respect to credit reviews cum approvals.
Coordinate risk trainings of the junior analysts and relationship managers on an ongoing basis.
Knowledge / Experience
Master's Degree or Professional qualification.
Basic training in business accounting and finance
Attendance of Basic Credit and Intermediate Credit
Knowledge of institutional and regulatory credit policies
Product Knowledge (including Cash Management, Trade, Treasury & Corporate Finance)
15 years banking experience.
Numerate; strong analytical skills
Strong computer skills
People Management Skills
Good industry contacts
Strong Industry and Markets Knowledge
Product Knowledge , including but not limited to Cash Management, Trade Finance, Treasury / Derivatives and Corporate Finance.
Professional accounting certification is an added advantage.