Location : Agidingbi-Ogba, Lagos
As Head, Consumer Lending Unityour duties will be :
Administer all lending activities for all consumer loan operations.
Determine and maintain all internal control on all loan processes.
Manage all collection area and design all appropriate methods and procedures and maintain effectiveness of all consumer loan programs and provide training to all service personnel.
Manage all consumer loan cycle process and determine efficient work plan to achieve all business objectives.
Administer all loan processes and assist to ensure optimal customer services and participate in all improvement activities.
Manage all interest rates and perform all quality interviews and analyze all financial reports.
Develop and maintain professional relationships with all borrowers to answer all questions and analyze all credit reports for qualification processes and document all resources.
Evaluate all documents to maintain accuracy of all files.
Maintain all loan information and ensure compliance to all deadlines.
B.Sc in Banking and Finance, Economics, Business Administration, Accounting or related field; MSc or MBA is a plus
Professional certifications in Credit Management, Risk Management or related certifications are highly essential.
Proven work experience as Loan Manager, Credit Officeror similar role
Proven experience in a bank or microfinance
Hands-on experience with lending procedures and products like salary advance, asset acquisition or personal loans
Ability to create and process financial spreadsheets
Strong analytical skills
Customer service experience.
Salary : N120,000.00 - N150,000.00 / month.