Account Officer
Accion Microfinance Bank Limited
Lagos
3d ago
source : BetaJob

Locations : Lagos

Employment Type : Full Time

Job Responsibilities

Provide support to peers and others within Accion MfB in uplifting its values and policies.

To build rapport within the community, business associations and leaders

Achieve and maintain targets on portfolio at risk (PAR) management

Implement late repayment recovery procedures of Accion MfB.

Monitor client business progress to identify any potential problem(s)

Develop a relationship with each client to support the business's success and cultivate loyalty.

Ensure a suitable guarantee is in place and documented.

Evaluate the willingness and capacity to repay by the client.

Verify and cross-check all information relevant to the loan application and evaluation.

Arrange and undertake business site visits, home verification and all other KYC requirements.

Correctly complete loan application and evaluation process.

Develop an accurate evaluation of each client's capacity and willingness to repay the requested loan.

Sensitize potential clients on all aspects of our loan process : procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.

Identify potential clients, build and maintain a portfolio of quality clients rapidly and consistently to achieve the assigned target within the specific period.

Qualification & Experiences

A minimum of HND or BSC in Marketing, Business Administration, Banking, Finance, Accounting, Economics, and / or related fields.

Must have completed NYSC

Maximum of 7 years experience in microfinance lending.

Key Performance :

Ability to develop strong financial analysis skills.

Honest and of high integrity.

Strong interpersonal skills.

Required Knowledge : Computer literacy.

Computer literacy.

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