Experienced SME Officer Vacancy at Baobab Microfinance Bank – Abuja (FCT), Kaduna
Baobab Microfinance Bank
Abuya, Nigeria
3d ago
source : MyJobNigeria

INTRODUCTION : -

Experienced SME Officer job opportunity is available at Baobab Microfinance Bank for individuals who possess relevant qualifications.

Job Description

  • SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.
  • DUTIES AND RESPONSIBILITIES : -

  • Prospect new SME clients and assists them for loan applications.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
  • Prepares and executes loan contracts and arrange for disbursement of loan in kind.
  • Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
  • Monitors the loan and follows up of the timely repayment.
  • Maintain contact and maintain good relationships with clients.
  • Ensure full compliance with all in-place.
  • Any other task as assigned by the Head of Department.
  • DESIRED EXPERIENCE & QUALIFICATION : -

  • Bachelor’s Degree in Banking & Finance or Accounting
  • At least 2 -3 years prior experience in the credit / SME department from a Microfinance bank.
  • Organisational and time management skills.
  • Ability to work effectively in a team environment.
  • Negotiation and internal relationship building.
  • Sound written and verbal English communication skills.
  • Advanced computer skills (MS Word, Excel, PowerPoint).
  • Analysis and reporting skills.
  • Problem solving and decision making.
  • Requirements :

  • Good understanding of business processes.
  • Good understanding of the market / SME sector.
  • Ability to communicate and to maintain good relations with the client.
  • Good presentation skills and excellent courteous attitude; social concern.
  • Ability to work in confidentiality; ability to work in the field.
  • Report this job
    checkmark

    Thank you for reporting this job!

    Your feedback will help us improve the quality of our services.

    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form