Recovery Officer
Lagos, Lagos, Nigeria
1d ago

Job Description

  • Verification of Lendha Clients
  • Initiate demand and meet all defaulting customers and review all credit files for proper documentation and monitoring.
  • Follow up on all debtor accounts assigned to ensure recoveries through calls, demand notices, or any other appropriate means.
  • Monitors Loan officers to ensure loans booked by them are fully recovered.
  • Monitoring and Recovering Expired loans in all markets.
  • Daily call memo and progress report on negotiations with debtors in respect of repayment of indebtedness.
  • Negotiations / meetings with customers who want loan work out options such as refinancing, rescheduling, and restructuring.
  • Preparation of approval requests to management for negotiated settlements and follow-up until the loan is fully settled and the balance written off.
  • Preparation and recommendation of strategies for all recoveries
  • Give priority attention to regularize outstanding legal and documentation issues on the assigned portfolio.
  • Liaise with external solicitors to ensure that cases referred to them for legal action are handled with efficiency.
  • Obtain background information on all loans / customers assigned to the Recovery Team and especially customer information etc.
  • Follow up on major debtors to ensure recoveries through calls, demand notices, or any other appropriate means.
  • Requirements

  • Candidates should possess a Bachelor's Degree qualification.
  • Years of Experience : at least 2 years experience.
  • Additional Information

    Benefits and Perks

  • Coaching opportunities and learning Financial Technology from the best
  • Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
  • Flexible working hours and offsite work arrangements.
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