Locations : Onitsha, Lagos Island, Abuja, Benin, and Port-Harcourt
Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.
Identify new prospects and build relationship with them.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Compute payment schedules.
Submit applications to second level officers for verification and recommendation.
Maintain market intelligence on industry competition and report accordingly.
Assist in preparation of proposals and presentations.
Review and update credit and loan files.
Handle customer complaints and take appropriate action to resolve them.
Market company products to individuals and firms, promoting services that may meet customers' needs.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Qualifications and Experience
Minimum of HND certificate.
At least 2 years sales experience, preferable in financial service sector
Required Skills :
Good listening skills
Excellent communication and organizational skills
Presentation and persuasive skills
Deciding and initiating action
Attention to Detail
Computer appreciation skills (Microsoft Office)
Relationship management and networking
Salary : N 50,000 net monthly plus commission on sales
Other Benefits : HMO and Pension