Credit Analyst at the Workplace Centre Limited
The Workplace Centre Limited
Onitsha
3d ago
source : BetaJob

Job Details

Locations : Onitsha, Lagos Island, Abuja, Benin, and Port-Harcourt

Summary

  • Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.
  • Responsibilities

  • Identify new prospects and build relationship with them.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Compute payment schedules.
  • Submit applications to second level officers for verification and recommendation.
  • Maintain market intelligence on industry competition and report accordingly.
  • Assist in preparation of proposals and presentations.
  • Review and update credit and loan files.
  • Handle customer complaints and take appropriate action to resolve them.
  • Market company products to individuals and firms, promoting services that may meet customers' needs.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Qualifications and Experience

  • Minimum of HND certificate.
  • At least 2 years sales experience, preferable in financial service sector
  • Required Skills :

  • Communication skills
  • Good listening skills
  • Negotiation skills
  • Excellent communication and organizational skills
  • Presentation and persuasive skills
  • Deciding and initiating action
  • Attention to Detail
  • Leadership
  • Computer appreciation skills (Microsoft Office)
  • Interpersonal
  • Relationship management and networking
  • Remuneration

  • Salary : N 50,000 net monthly plus commission on sales
  • Other Benefits : HMO and Pension
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