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Job title : Credit & Risk Control Manager Job Location : Lagos Deadline : December 31, 2021
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Industry : FIN-TECH (LENDING COMPANY)
Lead the development of appropriate internal controls, including a 1st line of defense monitoring & testing program to assure alignment with credit policy and legal and regulatory compliance
Educate and coaching the business on the 3 line of defense model and how to demonstrate effective ownership of risk & compliance as the 1st line of defense
Assist with the further enhancement of the appropriate risk & compliance culture on all levels of the organization
Participate in first line of defense councils, committees, methodology / standards discussions, change management, or other meetings that could involve key risk decisions.
Maintain documentation of credit policy, regulatory requirements, and testing.
Identify and prioritize new and existing risks associated with key underwriting process.
Minimum BSc in a related field of study
Minimum experience of 3-5 years in an internal control and / or compliance role on a credit risk or analytics team OR 3+ years in lending with a heavy understanding of internal controls and risk & compliance
Previous experience in the banking industry is a must
Excellent written and verbal communication skills
Prior experience writing policies and procedures
Previous RTO / LTO, loan, or credit risk experience a plus
The ability to effectively coach and educate all levels of the 1st line on how to demonstrate effective ownership of risk & compliance