INTRODUCTION : -
Loan Sales Executive (Consumer Lending) job opportunity is available at Rosabon Financial Services - Abuja (FCT) for individuals who possess BS degree .
The candidate will be tasked with the responsibility of selling various loan products.
He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
DUTIES AND RESPONSIBILITIES : -
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals / rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure that they are complete and accurate according to policy
Update account records, Compute payment schedules and transactions on ERP
Confer with underwriters to aid in resolving loan application problems.
Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the extra mile to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
DESIRED EXPERIENCE & QUALIFICATION : -
BS degree in Finance, Economics, or a related field
At least 2 years work experience.
Proven working experience as a Loan Officer
Familiarity with computers and banking applications / software
Solid understanding of direct / indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment and meet the set target
Skills / Competencies :
Excellent communication and interpersonal skills
Integrity and Analytical skills.
Strong Negotiation and sales skills
Proficient in MS packages and Software
In-depth knowledge of computers, MS Packages, and banking software