Loan Sales Executive (Consumer Lending)Vacancy at Rosabon Financial Services – Abuja (FCT), Lagos and Rivers
Rosabon Financial Services - Abuja (FCT)
Abuja, Nigeria
2d ago
source : MyJobNigeria

INTRODUCTION : -

Loan Sales Executive (Consumer Lending) job opportunity is available at Rosabon Financial Services - Abuja (FCT) for individuals who possess BS degree .

Job Description

  • The candidate will be tasked with the responsibility of selling various loan products.
  • He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
  • DUTIES AND RESPONSIBILITIES : -

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals / rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the extra mile to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • DESIRED EXPERIENCE & QUALIFICATION : -

  • BS degree in Finance, Economics, or a related field
  • At least 2 years work experience.
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications / software
  • Solid understanding of direct / indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target
  • Skills / Competencies :

  • Excellent communication and interpersonal skills
  • Integrity and Analytical skills.
  • Strong Negotiation and sales skills
  • Proficient in MS packages and Software
  • In-depth knowledge of computers, MS Packages, and banking software
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