United Bank for Africa's job vacancy, Career and Recruitment
Job title : Credit Monitoring jobs in Lagos Job Location : Lagos Deadline : September 02, 2022
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CANDIDATE'S PROFILE : Our ideal candidate must have knowledge of Credit Risk management in banking. Possess analytical skills and interpersonal skills.
JOB OBJECTIVE (S) :
To emphasize and protect high Credit Quality while encouraging and increasing the Bank's market share without compromising risk assets quality.
Review of approved credits for quality, performance and compliance with approved terms and conditions and credit policy.
Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance.
Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial / Recovery.
Ensure that limits are monitored, incomes, fees, and maturing repayments anniversary charges are captured.
Detection and escalation of unauthorised credits.
Implementation of policy-driven credit related sanctions.
Preparation of exception reports & imminent maturity reports.
Monthly performance review of the bank's exposure to the power sector and energy sector.
Review of the bank's contingent liabilities.
Identification of warning signals and flagging likely problems before they crystallize.
Regular rendition of weekly, monthly and quarterly exceptions reports to Group Head Credit Monitoring Head Office.
All other activities as delegated by the Directorate Head.
KNOWLEDGE & SKILLS REQUIRED :
Ability to demonstrate initiative
Good analytical skills
Good interpersonal skills
A bachelor's degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance etc.)
Post Graduate Qualification will be an added advantage.
Minimum 10 years of banking experience out of which 5 should be in Credit Risk Management.
WHAT WE EXPECT FROM YOU :
High degree of professional ethics, integrity and responsibility.
Highly organised, proactive, ability to work independently and take ownership of tasks assigned.
Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
High sense of confidentiality and discreteness.
WHAT YOU SHOULD EXPECT FROM US :
Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.
Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.
Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.
Banking jobs in Nigeria *Banking jobs in Lagos *Credit Monitoring in Lagos