Credit Monitoring
United Bank for Africa
lagos, NG
3d ago
source : Mrjobsnaija

United Bank for Africa's job vacancy, Career and Recruitment

Job title : Credit Monitoring jobs in Lagos Job Location : Lagos Deadline : September 02, 2022

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  • CANDIDATE'S PROFILE : Our ideal candidate must have knowledge of Credit Risk management in banking. Possess analytical skills and interpersonal skills.

    JOB OBJECTIVE (S) :

    To emphasize and protect high Credit Quality while encouraging and increasing the Bank's market share without compromising risk assets quality.

    RESPONSIBILITIES :

  • Review of approved credits for quality, performance and compliance with approved terms and conditions and credit policy.
  • Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance.
  • Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial / Recovery.
  • Ensure that limits are monitored, incomes, fees, and maturing repayments anniversary charges are captured.
  • Detection and escalation of unauthorised credits.
  • Implementation of policy-driven credit related sanctions.
  • Preparation of exception reports & imminent maturity reports.
  • Monthly performance review of the bank's exposure to the power sector and energy sector.
  • Review of the bank's contingent liabilities.
  • Identification of warning signals and flagging likely problems before they crystallize.
  • Regular rendition of weekly, monthly and quarterly exceptions reports to Group Head Credit Monitoring Head Office.
  • All other activities as delegated by the Directorate Head.
  • KNOWLEDGE & SKILLS REQUIRED :

  • Computer literate
  • Ability to demonstrate initiative
  • Good analytical skills
  • Good interpersonal skills
  • QUALIFICATION :

  • A bachelor's degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance etc.)
  • Post Graduate Qualification will be an added advantage.
  • Minimum 10 years of banking experience out of which 5 should be in Credit Risk Management.
  • WHAT WE EXPECT FROM YOU :

  • High degree of professional ethics, integrity and responsibility.
  • Highly organised, proactive, ability to work independently and take ownership of tasks assigned.
  • Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
  • High sense of confidentiality and discreteness.
  • WHAT YOU SHOULD EXPECT FROM US :

  • Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.
  • Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.
  • Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.
  • Banking jobs in Nigeria *Banking jobs in Lagos *Credit Monitoring in Lagos
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