Credit Officer
Fadac Resources and Services
lagos, ng
16h ago

Ourclient is an Integrated Services private investment company, that provide highcaliber investment Management and advisory services to individual, Corporate,domestic and international companies.

Due to expansion they are in needof a

JOB DESCRIPTION

  • This involves prospecting for new clients through outbound telephone andin person calling;
  • Assist with processing of all loans originated andmanaged by the unit.

    Develop and manage client relationshipswith a particular emphasis on clients and loan programs.

    Attendnetworking groups and events

    Interviewingloan applicants

    Collecting and analyzing information which reflects the current creditworthiness of prospects.

    Presenting loan recommendations to the Head of Credit and loan asappropriate. It also involves working with the Bank’s operations team to

    Set up a client’s new accounts and preparing portfolio for loanexaminations and audits.

    Establish, and negotiate where necessary, the terms under which creditwill be extended, including the costs, repayment method and schedule, andcollateral.

    Monitor andmanage loan repayment activities of own portfolio.

    Meet assignedbudget and goals.

    Assist withprocessing of all loans originated and managed by the unit.

    May performrelated duties as assigned or as the situation dictates.

    Requirements

    BSc business Administrationor related field.

    3 years provenwork experience.

    Knowledge of allaspects of credit and loans processes

    Excellent verbal and written skills in order to communicate effectivelywith clients, prospects, while maintaining a high level of confidentiality.

    A high degree of client service and administrative skills includingknowledge of Microsoft Office programs such as Outlook, Word and Excel.

    Ability toorganize and prioritize in situations where changes frequently occur.

    Strong creditand analytical skills. Attention to detail is critical.

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