Head Credit Admin/Marketing
Refuge Mortgage Bank Limited
Lagos
4d ago
source : myJobmag
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    Our vision is to be the preferred name in Mortgage Banking in Africa. our customers can expect their banking experience to be more convenient, more accessible, and more valuable than they ever thought possible.

    Details :

    Credit Manager responsibilities include :

    Researching and evaluating clients’ creditworthinessCreating credit scoring models to predict risksApproving or rejecting loan requests, based on credibility and potential revenues and losses

    Job brief

    We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

    Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates.

    To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications.

    Previous banking experience is a plus.

    Ultimately, you will help us minimize bad debts and increase revenues from loans.

    Responsibilities

    Research and evaluate clients’ creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our company’s credit policies

    Requirements

    Proven work experience as a Credit Manager, or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets ()Negotiation skillsBSc in Accounting, Economics, Banking and Finance or relevant field

    Method of Application

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