Loan Officer
CITITRUST Development Partners Plc
Lagos, Nigeria
20h ago
source : NGRJobs

Job Description

  • Generate leads and creation of quality risk assets
  • Maintain good relationships with clients so that the business can maximize the value of those relationships
  • Promoting the institution’s services and assisting clients in determining the most suitable loan to meet their financial objectives and needs.
  • Grow the business by identifying new sales and business development opportunities and contribute to ongoing professional business development activities
  • Go the extra mile to build trust relationships, customer loyalty and satisfaction
  • Identify key contacts at potential client companies to establish and foster relationships
  • Evaluating credit worthiness and follow through with processing loan applications and documentation within specified limits
  • Evaluating the potential risks of granting loans to applicants and ensuring the client meets the requirements to obtain a loan
  • Maintaining detailed records on the transactions executed daily
  • Conduct sales meetings and participate in one-on-one meetings with clients to explain services to guide their choices
  • Maintain an update of communication with clients
  • Providing good quality of customer service according to company policies.
  • Ensuring the repayment of approved loans and credits
  • Drafting all administrative paperwork including reminders, warnings, and updates in order to inform customers on relevant financial matters on their accounts and their status.
  • Ensuring compliance with all internal control and established policies related to loan products in order to guarantee transparency in every application processed
  • Researching, gathering, and analyzing data to make effective and profitable decisions
  • Staying up-to-date on applicable current regulations.
  • Keep customers updated on the latest products in order to increase sales
  • Resolve customer complaints prompt
  • Job Requirement

  • Proven working experience as a Loan Officer
  • Minimum of 3 years of experience in the financial service Industry
  • HND or Bachelor’s degree in finance, economics or a related field
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