Citi's job vacancy, Career and Recruitment
Job title : AVP / Senior Analyst jobs in Lagos Job Location : Lagos Deadline : September 01, 2022
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To identify, analyze, dimension and manage the key risks facing the bank (primarily credit risks) for standard credits, complex credits including FI's, syndicated loans and other complex transactions with key objective of minimizing financial losses.
Provide leadership and training to junior analyst / analyst.
In view of the need to preserve as well as to maximize shareholders wealth, particularly in a dynamic environment like the Nigeria, it is imperative to have a strong risk management framework adequately staffed with the perquisite risk skill to ensure a health and vibrant risk asset portfolio.
Responsibilities :
Collaborating with the Business Heads, as necessary, on an ongoing basis on credit and process related issues.
Providing training support to junior analysts / RM's.
Participate in the formulation and implementation of the country's business and risk strategy.
Co-ordinating the annual ICAAP process with Finance, for the countries that have cut-over to ICAAP in the cluster.
Timely and good quality initial, interim and annual credit reviews which comply with institutional and regulatory guidelines.
Acting as the anchor resource in the preparation of adhoc reports as required by external seniors and other global reporting units.
Analysis of complex transactions, customers and industries including FIs, syndications, acquisitions and other Corporate Finance / Treasury initiatives;
giving knowledgeable policy guidance on same.
Conducting industry credit reviews (ICRs) and Target Market studies
Obtaining the required credit approvals and ensuring approvals are current
Early problem recognition, monitoring identified risk triggers and raising credit red flags
Ensuring the implementation of agreed action steps identified to address credit issues (including issues raised by credit reviewers, Internal Audit, regulators etc)
Maintaining customer inter-face and developing industry contacts; regular credit calls on customers
Monitoring events in the local and global environment; understanding of impact on bank's credit assets
Undertake special tasks assigned by CRM
Prepare stress tests and rapid portfolio reviews.
Acting as the back-up to the Country Risk Manager with respect to credit reviews and approvals.
Coordinate risk trainings of the junior analysts and relationship managers on an ongoing basis.
Qualifications :
University degree, Master's or Professional qualification
Post graduate degree or professional accounting certification is an added advantage
Knowledge / Experience :
Basic training in business accounting and finance
Attendance of Basic Credit and Intermediate Credit
Knowledge of institutional and regulatory credit policies
Industry Knowledge
Product Knowledge (including Cash Management, Trade, Treasury & Corporate Finance)
Accounting / Financial Services jobs in Nigeria *Accounting / Financial Services jobs in Lagos *AVP / Senior Analyst in Lagos