Creating a full proof underwriting policies and procedures for all loan products
Ensuring 100% compliance and implementation of Credit Underwriting procedures and policies
Periodic review of underwriting procedures and strategies.
Creation and implementation of a Balanced Scorecard and Key Risk Indicators for risk assessment on all loan products
Automation of risk assessment process.
Able to develop a robust frame work for risk based pricing.
Proactively identify fraud trends that may impact business goals and targets.
Research internal and external data to identify risky behaviors and create strategies to minimize fraud.
Conduct or coordinate investigations on suspected fraudulent activities and provide recommendations to management and / or respective law enforcement agencies.
Portfolio Management :
Periodic preparation of Portfolio at risk (PAR) report
Periodic preparation of Collections roll rate report
Periodic preparation of Collections Cure rate report
Periodic preparation of first Payment default analysis
Periodic preparation of loan underwriting reports
The ideal candidate for this role must be dynamic, proactive and efficient. Candidate must possess a minimum of 4 years’ experience in credit risk management in the Finance industry.
Candidate must be vast in credit underwriting, credit operations, credit collections and portfolio management.
The candidate must also possess intermediate to advanced skills in the use of Microsoft excel.
adsbygoogle window.adsbygoogle ).push( );
PeeCredit is the consumer lending company located in Lagos, Nigeria. We are licensed to carry on business as providers of consumer and business loans to individuals and micro, small and medium enterprises.
credit risk manager credit manager