Credit Risk Officer
SeedStars Academy
9d ago
source : myJobmag
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    Seedstars - Our client, InvoizPAID Nigeria, is a high growth portfolio company of Seedstars, focusing on SME lending in all areas.

    Our vision is to become the leading champion in SME lending for the common man in Nigeria while developing revolutionary fin-

    tech products that will change the whole conservative lending industry.

    About the job

    invoizPAID currently enables SME's who sell online (e.g JUMIA) to access working capital to grow their online business via invoizPAID's merchant financing model.

    The key purpose for this job role is to maximize the revenue streams of the merchant financing model and carry out growth hacking / business advisory sessions for the SME's.

    Key Responsibilities

    On-boarding & activation of online merchantsCarry out business verification exercisesCarry out growth hacking sessions / workshopsManaging the relationship with partner eCommerce platformsMaximising revenues by ensuring weekly & monthly repayment targets are metSupporting the merchants on all issues relating to their online stores

    Your profile

    Strong business skills evidenced by a business qualification or track record of managing similar businesses.Technical understanding of eCommerce platforms evidenced through qualifications or previous management experience.

    Strong analytical skillsSound, up-to-date working knowledge of relevant legislation and best practice affecting Nigerian e-Commerce platforms.

    Benefits and perks

    Exposure to cultures and ecosystems from over 60 countriesBuild your network in emerging markets of tech entrepreneurs and investorsJoin a young, passionate, hungry and growing team of entrepreneurs & facilitatorsBootstrap salary (open compensation model available based on experience, location, seniority, ).

    About Seedstars Nigeria

    Seedstars Nigeria has the objective to develop the entrepreneurial ecosystem and build a diversified portfolio of high growth tech companies solving real "pains" rather than "vitamins".

    We operate the structure much like a startup itself where the country holding core team is the "founder & entrepreneur". The Seedstars global infrastructure and know-

    how (network, funding, hr, technology team, etc) is fed down into the country holding to build and invest in tech companies.


    Your main objectives will be to :

    Make talents be contributing ASAP and continually improve their skills at a steady paceMinimize gaps of missing talentsMinimize waste in talents (having low performers too long, good people at wrong position, making sure people are paid right amount not too much, not too little, )


    The day to day responsibilities will include :

    Experiment and build a recipe of farming, hunting, closing great talents (as fact based at possible)Deploy the on boarding process (Foundation week, email, travel insurance, basic training, specific team training)Deploy an out boarding process (how to communicate to person and to other, remove access, etc)Deliver internal development and knowledge sharing programs (online courses, chapter meetings)Organize local training / development sessionsDeploy and monitor personal development processDeploy and monitor career progression.

    Your Profile

    You have a background in recruiting and people development related processes (education, training, learning and development, talent development, career progression etc.

  • You have 2 minimum years of experience. (adsbygoogle ).push( );
  • Responsibilities

    The day to day responsibilities will include :

    Write software solutions in our companies which will change the way people perceive and use technology.You will work in new generation mobile first application using the most recent methodologies and technologies : React, React Native, Python, Go.


    What we look for in a person

    You love to travel and know new cultures and new peopleYou take pride in the code you write - it's clean, organized, and elegantYou want to work in an agile environment -

    we move quickly and ship code oftenYou really hate when stuff breaks and it keeps you up at nightYou see the bigger picture (you realize that there are really exciting tasks and then there's bug fixing) but at the end of the day you're happy we're moving forward as a team, as a company, and as a productYou're friendly, interesting and cool to hang out with

    Your tech skills :

    You are a quick learner - you pick up new frameworks and technologies quicklyExperienced web / mobile developer, strong understanding of , Python, ReactJS is a plusUp to date with latest HTML / CSS / AJAX / etc.

  • front-end stuffComfortable with SQL databasesComfortable with GitWrite unit test, but are not militant about things like testing frameworks and code coverage
  • Why work at invoizPAID ?

    We have a successful business model that’s scaling rapidlyBe part of a small and ambitious team - we’re always learning, and continuously improvingYou’ll take a key position in the business and lead it to successYou’ll thrive in our results-

    driven culture and be positioned to create tremendous impactYou’ll work with talented teammates who know how to have fun while delivering for our customers

    Why you'll fit in ?

    You like digging into the details to solve tough problemsYou are resourceful, creative and most importantly self-motivatedYou are a structured thinker, able to break down tough problems into meaningful componentsYou are a people's person and good with all kind of different mentalities and backgrounds

    Job Details

    Credit Risk Officer needs to understand all risks from the economic to the political that could affect our business model, and offering guidance to all parts of the business.

    Provide effective value adding risk management in achieving the asset growth targets, while maintaining a quality lending book within the ambit of our policies and guidelines.

    Key Responsibilities / Accountabilities

    Lead the credit risk assessment and manage day-to-day operationsThink outside the box and create innovative credit evaluation processes and systemsIdentify and approve the small businesses that can best benefit from our servicesEvaluate clients for credit worthiness based our internal risk models & their application informationWeed out fraudulent applications, and unreliable applicantsCheck Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contractsBuild relationships and communicate with similar businesses to ensure information and knowledge sharingContinuously ensure alignment / compliance to the credit risk management frameworkContinuously analyse and recommend improvement on credit risk management framework, processes and systems

    Your profile

    Minimum of Bachelor's degreePreferably Institute of Bankers Diploma or a Minimum 3+ years working experience in Financial Sector (Banking, Accounting, Tax, Legal, etc.

    whereof minimum 1+ year being in creditPrevious experience with credit risk, invoice discounting or financial operations is a plusDependable, positive and detail-

    oriented with excellent follow-through skillsLeadership potential & interestHave a desire to help small businessesA team player, a quick thinker and a fast learnerSuperior verbal and written communication skillsExcited about growing your career within a rapidly growing companyAble to learn and adapt rapidly

    Knowledge :

    Knowledge of regulatory requirementsCredit management skillsScenario planning skillsProcess understandingRisk awarenessBanking process skills

    Skills Required :

    Risk management skillsCredit risk management skillsCredit assessment skillsSelling skillsBusiness modelling skillsPC literacy (Excel is a must!)

    Benefits and perks

    Exposure to cultures and ecosystems from over 60 countries within Seedstars ecosystemBuild your network in emerging markets of tech entrepreneurs and investorsJoin a young, passionate, hungry and growing team of entrepreneurs & facilitatorsBootstrap salary (open compensation model available based on experience, location, seniority, )

    Method of Application

    Use the link(s) below to apply on company website.

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